Just take fee of your money with Citibank signature loans & get funds quickly and conveniently. Take advantage of minimal paperwork and loan that is speedy & make the most of our easy and quick signature loans. In the end, if you can’t have it when you need it whether it is a wedding you wish to finance, or pay an emergency medical bill, what is the value of a personal loan. Avail an individual loan with appealing rates of interest, versatile tenures and EMIs to enable you to fulfil your requirements without compromising your cost cost savings and budget that is current.
Avail a Citibank personal bank loan on the web and enjoy unmatched advantages such as for example
1 corporates —
- Avail loan that is personal as much as Rs. 30,00,000*
- Loan funds credited to your money in 48 hours^
- Get the personal bank loan eligibility in simply 4 hours
- Fixed rate of interest for predictable payments that are monthly
- Component pre-payment option available ##
- Balance consolidation for the bank card and personal bank loan outstanding #
Click to enhance as well as on to reduce the facts.
Up to Rs. 30,00,000* for all you needs
You need to use the funds to fund medical costs, to renovate your house, journey, fund a marriage into the grouped family members, substitute your home entertainment system, or other things that you have constantly wished to do but had been held right back by not enough funds. It is your option. With loan amounts as much as Rs. 30,00,000 and fixed monthly premiums, there is a great deal you certainly can do having a Citibank personal bank loan.
*Please keep in mind that exceptions into the utilization of Citibank personal bank loan include antisocial, illegal, or speculative tasks, and get of silver in virtually any type, including gold bullions, coins, gold precious jewelry, gold exchange traded funds, or gold mutual funds. As well as that, you may be able to utilize the funds for what you would you like to.
Get the funds in only 48 hours^
Your Citibank unsecured loan funds can be accessible for your requirements within 48 hours (or 2 trading days) when you submit the necessary documents required by us.
^Although we try and expedite the mortgage disbursement procedure and therefore are effective in greater part of the instances, there could be occasions once we require more info before we are able to finish the job.
Versatile repayment choices which range from 12-60 months
You can easily elect to pay big EMIs and close your loan faster or choose to pay smaller EMIs and close the loan over a longer time of the time. This flexibility can be used by you of preference to determine an EMI amount that really works most useful in your month-to-month spending plan.
Fixed interest for greater control of monthly premiums
Citibank personal bank loan is sold with a fixed interest this means your EMIs will stay equivalent through the complete tenure of the loan. That is, regardless of the quantity you borrow or even enough time you decide to repay it, you will have no shocks at the beginning of the thirty days — very first EMI to your final EMI, the total amount you spend will continue to be the exact same throughout.
How exactly to just take that loan without taxing your month-to-month spending plan?
Your regular unsecured loan EMI re re payments should ideally perhaps perhaps perhaps not stress your month-to-month spending plan or limit your life style alternatives. Utilize our unsecured loan EMI Calculator to get away an EMI quantity you can easily pay with simplicity. Take to tenures that are different loan quantities to find out the numerous choices you can pick from. Refer the chart below for the rates of interest that could connect with you.
Make an educated option with the Citibank personal bank loan EMI Calculator
Get funds that are additional no time at all
If you’re a present Citibank unsecured loan customer, understand how effortlessly you can get usage of extra funds from Citibank. Just click here. On receiving your intent for additional funds, our representatives will phone you straight away with the missouri payday loans online support you want in understanding and trying to get the money that is extra need.
Minimal paperwork for Citibank Customers
Us an online application or talking to CitiPhone officer if you are Citibank Suvidha customer, getting a Citibank Personal Loan is as easy as logging in to your Citibank Online account and sending. Take pleasure in the privileges of easy unsecured loan paperwork and track application processing that is fast. Apply now and learn more.
Complete and part-prepayment options
For loans scheduled on or after October 1, 2015, you can easily shut your loan account in complete; you certainly can do therefore any moment following the very first a year as your loan scheduling. For loans scheduled ahead of 1, 2015, you can close your loan account in full any time after the first six months of your loan booking october.
Partial pre-payments could be made post the initial one year of one’s loan booking. In order to make prepayments in full or component, you will need to phone our 24×7 CitiPhone helpline.
Keep in mind that pre-payments attract specific fees, and are usually led by relevant conditions and terms. To learn more, please refer the section that is FAQs.
Balance consol You may take advantage of the very tenure that is flexible appealing rates of interest available on Citibank unsecured loan to streamline and better handle your bank card and personal bank loan outstanding. Transfer them to an individual Citibank personal bank loan account and handle your cash flow that is monthly better. To understand more and use, follow this link. Our representatives will likely be in touch with you straight away that will help you avail the advantages of a Citibank unsecured loan.
Just how do the Loan is paid by me Booking Fee?
The mortgage Booking Fee is going to be deducted through the loan quantity sanctioned during the time of disbursal. For instance, a Rs. 1,00,000 loan with a assumed optimum of 2.75per cent Booking Fee becomes a loan that is available of Rs. 97,500.
Who are able to submit an application for a Citibank personal bank loan?
Citibank personal bank loan happens to be designed for salaried people, self-employed expert and companies. Current Citibank clients by having a Suvidha, Branch or home financing relationship can avail of Citibank unsecured loan.
The length of time could I decide to try repay the mortgage?
You can repay your loan during a period of 12 to 60 months.
The time scale of the time you are taking the loan over will influence the dimensions of your repayments, therefore you should repay your loan over a longer term if you want smaller repayments. Keep in mind, the longer you are taking to settle your loan, the greater amount of interest you are going to overall be charged.
Could I pre-pay my Unsecured Loan?
Yes. It is possible to pre-pay your own personal Loan. You have got two choices to produce a pre-payment — Full Pre-payment and Partial Pre-payment. You will do A comprehensive Pre-payment by settling the entire loan outstanding in a single payment that is single. It is a Partial Pre-payment if you opt to make partial prepayment of your outstanding amount. To produce prepayments in complete or part, you’ll want to phone our 24×7 CitiPhone helpline.
Complete Pre-payment of Citibank Unsecured Loan
For loans booked on or after October 1, 2015, you are able to shut your loan account in complete; can be done therefore any moment following the very first 12 months as your loan scheduling. For loans scheduled just before 1, 2015, you can close your loan account in full any time after the first six months of your loan booking october.
Partial pre-payments could be made post the initial 12 months of one’s loan scheduling. To produce re re payments in complete, you will need to phone our 24×7 CitiPhone helpline.
Partial Pre-payment of Citibank Personal Bank Loan
You’ll prepay an integral part of the outstanding stability for the loan susceptible to the following conditions:
- You have got compensated your loan EMIs for at the very least 12 consecutive months since your loan scheduling date.
- Your prepayment quantity is the same as at the least 2 EMIs and at the most 5 EMIs.
In order to make part pre-payment, you will need to phone our 24×7 CitiPhone helpline. As soon as you inform the lender of the intention to prepay, the lender will consider carefully your demand and verify the sum that is final meet the criteria to prepay. After making the pre-payment, you’ll have to carry on repaying the EMIs that is subsequent per the payment routine provided by the lender. The partial pre-payment facility can be obtained as soon as in year.
Whenever do i must pay Late Payment Charges?
The date that is due the payment of EMIs will probably be 7th each and every thirty days, following a thirty days of Loan disbursement. Re Payment guidelines will probably be presented from first of each thirty days. We but dont cost any belated repayment fees just in case the re re payment is delayed.